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What is a Credit Union?

smart-young-personA credit union is a not-for-profit institution that offers financial products to its members.  How can a financial institution be a not-for-profit you ask? This is how — a credit union is a cooperative as they are solely member-focused.  Credit Unions are owned and operated by its members, as opposed to being owned and operated by stockholders like a bank.

Since Beacon Credit Union is owned and operated by its members, it is able to provide to its membership:

  • Great Service
  • Higher Interest Rates on Cd’s and Savings Accounts
  • Minimal to No Fees
  • Competitive Loan Rates




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